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Legal Services of North Dakota |
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Tips for Using the Medicare - Approved Prescription Drug Discount Card: - The program is voluntary and temporary.You must be entitled to or enrolled in Part A and/or Part B Medicare to be eligible, and not receiving medical assistance prescription drug coverage at the time you enroll. There are no income qualifications. - You have to request an application for any Medicare-approved drug discount card. - Please visit with your pharmacist first to make sure they accept the card you choose. - You can have one Medicare-approved drug discount card at a time. - If you are entitled to and/or enrolled in Medicare and have no other prescription drug coverage and have income of: less than $12,569 if single you may qualify for a $600 credit towards most prescription drugs. - Assets are not counted in qualifying for the credit. The discount/credit is provided at the time you obtain the prescription from the pharmacist - You will have to pay a coinsurance of 5% to 10%, depending on income - Medicare pays the annual enrollment fee for you. Which Cards Will My Pharmacy Accept? - Check with our pharmacist before signing up for discount card. - Pharmacies will generally only take one or two of the 50 plus cards that Medicare has approved. - Pharmacies may be reluctant to accept cards that require patients to use mail order for refills. - Pharmacies may be reluctant to accept cards that pay only at the pharmacies cost of medicine. Resources For More Information - www.medicare.gov - Medicare website that answers questions about Medicare issues or call 1-800-633-4227 - North Dakota Insurance Department at 1-800-575-6611 - Prescription Connection for North Dakota 1-888-575-6611 or www.rxconnectnd.org - provides assistance with access to drug manufacturer programs for low income patients. Great site for patients that qualify. - (qualifications varies by company) Signs of Possible Fraudulent or Misleading Prescription Drug Discount Cards: Be suspicious if prescription discount card representatives: - Call you at home - Solicit you through door-to-door sales - Claim they are "from Medicare" - As for bank account information - Ask for social security numbers - Ask for Medicare numbers - Make automatic withdrawals from bank accounts without permission - Request a monthly fee (only annual fees allowed) - Complete paperwork without your input - Say they DON'T need your signature - Request an extra fee for "additional benefits" If you have general questions about the Medicare Drug Discount Card,
please call: If you suspect fraud or a misleading or deceptive practice, please contact: Senior Medicare Patrol Project, Legal Services of North Dakota. 1-800-634-5263 Disclaimer: This information is not legal advice. If you have a legal problem, you should talk to a lawyer and ask for advice about your options.
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